Skip nav to main content.

Feel good about your money

It only takes a few short minutes to join our Credit Union.

  • 3.00% APY Checking

    That’s over 50x the national average.

    View Account
  • Loans that won't break the bank

    First car? First home? No matter what type of loan you need, we have a rate you'll love!

    Apply for a Loan

Here’s how it works

Become a Member

Open a savings account with $5 and enjoy access to the many products that we have to offer you.

Join Now

 

Apply for loans

Take advantage of seriously low rates on auto loans, home loans, and more.

Apply for a Loan

Apply for a Home Loan

Pay Online

Pay your loans online with our easy-to-use Payment Center.

Make a Payment

60 years of helping Mississippians feel good about their money

We listen

You have questions. We have answers. Whether you need advice on home buying or creating a budget, we are here for you.

We help out

If you have experienced long wait times at a big bank,  just to talk to a real person – we are the place for you.  Our members always come first.

We are with you

Life has different stages. Our certified financial counselors will be with you no matter what stage of life you’re in. 

Felicia

“The staff is great and knowledgeable! They are also very friendly and prompt when answering questions or handling matters concerning you or your account.”

Nellie

“I’ve been a member of the credit union for more than 30 years. You all have helped me buy a car, a home, and save money on my insurance. Thank you for everything that you do.”

Kaye

"Thank you all for being the absolute best place to bank! I have been with y'all since 1996 and will not go anywhere else."

Jackson

"My experience was phenomenal. I would encourage anyone to do business with this establishment. I’ve fired my local banks.”

Susan

"Financing my last car couldn't have been any easier and the interest rates were unbeatable!"

Joanna

"I still cannot believe that I am earning 3.00% interest on my checking account."

MSFCU will close at 2:00 p.m. on election day, November 3, 2020.

Members must register as a new user in Home Banking. Get Started