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Phone: (601) 351-9200     Toll Free: 1-800-643-1567
Mississippi Federal Credit Union
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Loan Products

Whether you are purchasing a new car, used car or just refinancing, MSFCU offers competitive rates and terms for your auto loan. For our qualified applicants, terms are available up to 84 months. Also, learn more about our GAP Coverage and Extended Warranty Coverage. Click here for details and to apply for an auto loan.

Let MSFCU help you with your short term financial needs.

FREEDOM LOAN Qualifications:

  • Member of MSFCU for 6 months with an open and active account.*
    (*Active Account includes routine/consistent deposits equal to or greater than loan payment.)
  • Member must be 21 years old.
  • Must be in good standing with MSFCU on all accounts (including joint accounts).
    (Paid share charge-offs are eligible for a Freedom Loan 90 days from the date paid in full)
  • MSFCU Credit Cards must be current.
  • No outstanding balance on a Freedom Loan.
  • Current paycheck stub must be submitted with this application (no more than 30 days old).
    (Also, please include proof of any additional income, if applicable.)
  • Overdraft Protection must be within limits.
  • $20 Application fee must be available in account.
  • Loan amount will be determined using your financial capacity to repay this debt.

Click here to apply

Buying your first home? Looking to purchase a new home? Maybe just refinancing…MSFCU is there for you. As you transition in life, our mortgage loan department will be there to help you through. For a step-by-step guide, download a home loan toolkit. For a 15 or 20 year mortgage, please email either kyoungblood@msfcu.us or cjenkins@msfcu.us. If you are seeking a mortgage over 15 or 20 years, VA, or FHA LOAN please click here to be directed to your Mortgage Loan application.
Need to buy a lot or land to build your new home? A Land Loan is just what you need! Please email either kyoungblood@msfcu.us or cjenkins@msfcu.us.

Enjoy yourself because we have the loan for you! Boats, ATVs, Motorcycles, Utility Trailers, RVs, Campers, Lawn Mowers and Farm Equipment!  Experience our competitive rates.

Designed to fit your needs, whether it is consolidating bills, vacationing, medical bills, school expenses or a gift to yourself!

Designed to help establish credit. Proceeds will be deposited in a special savings account and held as collateral while you make timely payments to establish your credit.

A Share or Certificate Secured Loan is secured by your own Share Savings Account or Certificates. Continue to earn dividends while paying a low interest rate on your loan.

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Jackson Office: (601) 351-9200
Jackson Medical Mall: ATM ONLY
Oxford Office: (662) 236-9099
Ole Miss Office: (662) 915-7661
Grenada Office: (662) 227-7153

Report Lost/Stolen Credit Card: 1-800-299-9842
Report Lost/Stolen Debit Card: 1-800-528-2273
This credit union is federally insured by the
National Credit Union Administration.
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