It's A Matter Of Compliance


Par Share Value

Effective January 1, 2015, the par share value is $5.00.  This means the minimum balance in your share account must be $5.00.

Procedures For Opening An Account

To help the government fight the funding of terrorism and money laundering activities, federal
law requires all financial institutions to obtain, verify and record information that identifies each person who holds an account.

What this means for you:  when you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.  We may also ask to see your driver’s license or other identifying documents.

Overdraft Protection Policy (Courtesy Pay or Overdraft Privilege)

To view the Overdraft Protection Policy (Courtesy Pay or Overdraft Privilege), please click here.

Notice Regarding ATM Fees By Other Institutions 

If you use an automated teller machine that is not operated by us, you may be charged a fee by the operator of the machine and /or by the automated transfer network.

Privacy Notice

Click here to view the Mississippi Federal Credit Union’s Privacy Statement.

Member Services Agreement

Business Services Agreement


Check 21 Act

A federal law that is designed to enable banks to handle more checks electronically, which should make check processing faster and more efficient and in the long term less expensive. Effective 10/28/2004. For more information, please click here:

Fact Act

We may report information about your account to credit bureaus.  Late payments, missed payments or other defaults on your account may be reflected in your credit report.

Same Day ACH
Please click here for important information about Same Day ACH.

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